George Chiladze, Deputy CEO, Finance,  previously served as General Director of BTA Bank (Georgia) since August 2005. Prior to joining JSC BTA Bank (Georgia), he was an executive member of the supervisory board of JSC Europace Insurance Company (2004-2005) and a founding partner of the management consulting firm, Altergroup Ltd. Prior to returning to Georgia in 2003, Mr. Chiladze received a Ph.D. in physics from Johns Hopkins University in Baltimore, Maryland and an undergraduate degree in physics from Tbilisi State University.