Murtaz Kikoria, acting Chief Executive Officer of BG bank, bank's subsidiary in Ukraine, previously served as Deputy CEO of Bank of Georgia, in charge of compliance since August 2008. Prior to joining the Bank of Georgia Mr. Kikoria served as the General Director of Zarapkhana Limited, Georgia's leading jewelry retailer. From 2005 to 2007, Mr. Kikoria served as a Senior Banker at the European Bank for Reconstruction and Development ("EBRD"). Before joining EBRD, Mr. Kikoria served as Head of Banking Supervision and Regulation at the National Bank of Georgia from 2001 to 2005. Prior to joining the National Bank of Georgia, Mr. Kikoria held various senior positions at United Georgian Bank (now VTB Bank (Georgia)) and SilkRoad Bank (now JSC BTA Bank (Georgia)). Murtaz Kikoria also served as the Chairman of Bank of Georgia's Audit Committee since February 2008. Mr. Kikoria received an undergraduate degree from Tbilisi State University in economics, specializing in finance and credit.